Owning and running a car can often be a bit of a worry. You may have been driving the car for months with no issues, suddenly to find you are broken down stranded on the side of the road.

Many of us own a car but not all of us have breakdown cover to help us out in difficult situations. You may have been given breakdown cover as part of your car insurance package or you may evene get it as a perk from your bank account, but you need to check the level of cover it gives you.

Think about how often you use your car and when and where you go. If for example you only drive short distances and could be without your car for a few days then you may decide that you don’t need break down cover or the very basic package will be enough for you. If you sometimes drive longer distances, have children in the car or have little money to be able to fork out hundreds in recovery costs, then breakdown cover with recovery to any UK destination will probably be the best for you. The cheapest breakdown packages usually only offer recovery to a local garage within 10 miles of your location when you break down, if you are a 50 miles away from home, this may mean you have to pay for recovery again to your home or you have no choice but to use the garage that your vehicle was recovered too.